Please be advised that Dow Jones Futures, which trade overnight, are trading down (to the negative) almost 400 points as of 8:05 AM Central Time on 01-15-2016. See chart:
Causal factor behind this is believed to be Crude Oil, which is now at new lows of $29.55:
Today will likely be a challenging day in the markets. Watch the 1865 support level on SP 500.
I remain 100% G-Fund.
-Bill Pritchard